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Friday  8/29/2014
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Certificates of Deposits and IRA Accounts

Certificates of Deposits

CDís are available ranging from 91 days to 5 years maturity with a minimum opening deposit of $1,000.00. The interest rates and annual percentage yields for a CD are determined by market rates at the time of the deposit. These rates are subject to change weekly, however, the interest rate for each CD is locked in until it matures. Unless redeemed within 10 days, CDís are automatically renewed at maturity for a like term at the rate of interest in effect at that time.

IRA Accounts

IRA Certificates of Deposit are available from 182 days to 5 years maturity with a minimum opening deposit of $1,000.00. The interest rates and annual percentage yields for an IRA are determined by market rates at the time of deposit and are subject to change weekly. IRAís are subject to Federal Individual Retirement Account rules and Certificate of Deposit rules.

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